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Insurance for the circular economy

Reference number
Coordinator Sharin AB
Funding from Vinnova SEK 492 500
Project duration November 2018 - April 2019
Status Completed
Venture Circular and biobased economy

Purpose and goal

The project intended to identify which platforms might need insurance. What data we could extract from these platforms, and how we could do this in a manner consistent with GDPR. Based on these data, we have built an algorithm for risk calculation and a restful API, that is the contact area for the platform´s purchasing process.

Expected results and effects

We have had contact with more platforms than expected in the verticals we identified based on risk categories. Ie, Sharing of things, sharing of transport, sharing of casco (boat, motorhome) sharing of holiday homes and subletting. We have chosen to proceed with the sharing of transport as a first use-case where we ran algorithm and api in a test environment together with the platform, with good results. Still to see what data we can reuse in the other verticals and how we open the api truly is to other verticals.

Planned approach and implementation

Stockholm School of Economics delivered the analysis of the market, which has formed the basis for the verticals that we later identified from a risk perspective. We have then had a joint dialogue on which data is needed to secure the process in each vertical. In order to ensure GDPR compatibility, we have taken the law firm Magnusson to check how personal data is used and with which exception the process is best motivated.

External links

The project description has been provided by the project members themselves and the text has not been looked at by our editors.

Last updated 31 October 2018

Reference number 2018-03767

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