Making Sweden´s consumer credit market sustainable

Important results from the project

The project has fulfilled the objective set at the start of the project. The project has definitely contributed to the development of knowledge about credit markets for consumers. The project has contributed to research and development both within economics and financial companies. Above all, the project has contributed to the method and theory that form the basis for processing and analyzing large amounts of data held by financial companies.

Expected long term effects

The project is a step towards making more advanced financial services that are based on the customer´s ability to handle financial services. A basic idea is that customers who do not master the use of financial services need more pedagogical support to develop their ability to use financial services. Customers who can use advanced financial services need a different type of support, which is more like professional advice. Customer-tailored advice is the funding of the project.

Approach and implementation

The project was divided into a number of work packages and they were carried out in collaboration between academic and industrial partners. Project management was of utmost importance to move the project forward and to do so, regular project meetings were held between the researchers and the industrial partners. An important way to move the project forward was that the doctoral student´s production needs to follow a certain timeline.

External links

Hemsida för sustainable finance lab, där projektet presenteras.